Several weeks ago we had a meeting with Cindy, our mortgage lender. She said we have a few things to clear up before we can get approved. So today we started step 1: we financed a new couch to increase our credit. We are patiently waiting for it's arrival today. I hope it's comfy so I don't have to order another one. I hate that I couldn't test it out first.
Step 2, will be finding out about fixing a charge off.
Step 3, will be making sure our bank account looks perfect the month before we go try again. I really hope all goes well in this journey ahead and hope to be in a new house next summer so we can start trying for baby #2. We may wait a year after getting the house but only God knows what will happen. :)
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